Can NRIs Buy Land in Gujarat? Here Is What the Law Actually Says

Every week we receive queries from Dubai, Toronto, or somewhere in the UK — some version of the same question: “Can NRIs Buy Land in Gujarat?

The short answer is: it depends. NRIs can legally buy residential and commercial properties in Gujarat. But purchasing agricultural land, plantation property, or farmhouses is a different matter entirely — and that distinction is where most buyers get it wrong.

Most developers say yes and move on. We would rather explain what “yes” actually means — because the answer depends entirely on what type of land you are asking about. Get that wrong and you are not just wasting money. You are creating a legal problem that could take years to untangle.

Agricultural Land and NA Land Are Not the Same Thing

This is the part most buyers do not know until they are already in a transaction.

Under India’s Foreign Exchange Management Act — FEMA — NRIs are generally not permitted to purchase agricultural land, plantation property, or farmhouses in India through a direct sale. This is not a Gujarat-specific rule. It applies across the country.

There are situations — inheritance, for example — where an NRI may hold agricultural land legally. But purchasing it through a sale is a different matter. The restriction applies.

Why does this matter for Dholera SIR specifically? Because Gujarat has a large amount of land near developing corridors that is still classified as agricultural on government records. Being located near a smart city or an expressway does not change that classification. Land becomes non-agricultural only when a formal government order converts it — an NA order. Until that order exists for a specific plot, it is agricultural land. A developer calling it a “smart city plot” does not change what it legally is.

We have spoken to buyers who genuinely did not know this. They assumed development nearby had changed the land’s status. It had not.

For Non-Agricultural Land — The Answer Is Generally Yes

Subject to applicable FEMA provisions and individual circumstances, NRIs are generally permitted to purchase eligible immovable property in India. Residential plots with a valid NA order, apartments, houses, commercial properties — these typically fall within what is permitted.

The word to focus on is eligible.

A plot being described as “NA” in a brochure is not the same as a plot that has a government-issued NA order in its documents. These are two different things. One is a claim. The other is a piece of paper you can read, verify, and take to a lawyer.

Always ask to see the actual document. Not a description of it. The document.

What Dholera SIR Looks Like From a Documentation Standpoint

Dholera SIR is a government-notified Special Investment Region. Land within its sanctioned Town Planning (TP) schemes has been formally reconstituted by DSIRDA — the Dholera Special Investment Region Development Authority. Plots within these schemes carry Final Plot numbers and are classified as non-agricultural under the approved master plan.

That is the distinction that matters. Not the address. Not the project name. The TP scheme status and whether the plot has a Final Plot number.

Here is the thing though — not every plot marketed as “Dholera SIR” sits inside a sanctioned TP scheme. Some plots are outside the SIR boundary entirely. Some are in TP schemes that are still in draft stages and have not been formally sanctioned yet. The same area. Very different legal situations.

The documents tell you which one you are looking at. The brochure does not.

Things That Catch NRI Buyers Off Guard

The location assumption.

A plot near the expressway, near the airport corridor, inside a township layout — it sounds sorted. It may be. But location and legal status are independent of each other. A beautifully located plot can have incomplete documentation. Verify both separately.

“NA plot” as a complete answer.

When a developer says it is an NA plot, that is the beginning of your due diligence — not the end of it. Ask for the NA order. Ask for the DSIRDA NOC. Ask which TP scheme the plot belongs to and what its Final Plot number is. If the paperwork is in order, a developer will produce these without hesitation. If there is hesitation, notice it.

Sorting the transaction structure after payment.

For NRI buyers, how money moves matters. Whether your payment should flow through an NRE account or NRO account, what documentation the bank requires, how the sale deed should be structured — these are not things to figure out after the token has been paid. Once money has moved, restructuring a transaction is difficult and sometimes impossible. Understand the structure first.

What to Actually Verify Before Committing to Anything

Whether you are buying in Dholera or anywhere else in Gujarat, these are the questions worth answering before any payment:

Does the plot have a formal NA order — an actual government document, not just a developer’s description? Is the title clean — no disputes, no encumbrances, no unresolved co-ownership? Does it have a Final Plot number within a sanctioned TP scheme issued by DSIRDA? Have you spoken with a qualified FEMA professional about your eligibility and transaction structure? Do you know which bank account type applies to your purchase, and has your bank confirmed it?

None of this is complicated. It just needs to happen in the right order — before booking, not after.

What We Do and What We Do Not Do

At Nestoria Group, we have been working in Dholera SIR for over 15 years. A large part of our buyer base is NRIs — some from Gujarati families settled abroad, some with no Gujarat connection at all who found Dholera through their own research.

Our team explains the property documentation directly. Which TP scheme the plot belongs to. What approvals are in place. What the buying process looks like step by step. We arrange site visits for investors who can travel. For those who cannot, our NRI Investment Desk handles the process remotely — document review, project walkthroughs over a call, answers to the questions that actually matter.

What we do not do is give FEMA advice or tax guidance. That is not our role. For anything involving your specific legal eligibility, fund transfer structure, or tax position in your country of residence — speak with a qualified professional who specialises in NRI regulations. We can point you in the right direction if needed.

What we do know well is whether a specific Nestoria Group project is documented correctly, classified properly, and sits within an approved TP scheme. On that, we can give you a straight answer.

FAQ

Can an NRI buy a plot in Dholera SIR?

Generally yes, if the plot is non-agricultural, carries a valid NA order, sits within a sanctioned TP scheme, and the transaction is structured correctly under FEMA. Each of those conditions needs to be confirmed for the specific plot — not assumed based on the project name.

What is the difference between an NRE and NRO account for property purchase?

This is a question for your bank or a FEMA-qualified professional — the right account type depends on your individual circumstances and the nature of the funds. Do not assume. Ask before you transfer anything.

Can NRIs use a Power of Attorney to buy property in India without travelling?

Yes, generally. A registered Power of Attorney given to a trusted person in India can authorise them to sign documents on your behalf. The specifics of how to structure it correctly should be confirmed with a legal professional.

Is every Dholera plot suitable for NRI purchase?

No. The legal classification and documentation of each plot determines eligibility. An NRI should verify NA status, TP scheme, and DSIRDA NOC for the specific plot they are considering — not rely on the general reputation of the area.

Gujarat is a genuine investment opportunity. Dholera SIR specifically has a development story that is real — government-backed, infrastructure-complete in key zones, with serious industrial investment already on the ground. We have been here long enough to have watched it go from an idea on a master plan to an expressway you can drive on.

But believing in a region and doing the homework on a specific plot are two different things. Both matter. The second one protects the first.

If you are an NRI and want to understand what the documentation looks like for a specific Nestoria Group project before making any decision — call us or write to us. No pitch. Just the information you need to make a clear-headed decision.

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